This webinar will allow participants to effectively analyze borrowers’ personal financial statements.
Banking commercial borrowers require lenders to evaluate both repayment ability, and, in turn, necessitates analyzing both the short-term and long-term potential of borrowers. Enough positive cash flow to repay creditors and reward owners comes from solid fin ...
EBITDA is a popular measure of cash flow, but it is not accurate, and bankers and investors who rely on it as a reliable indicator of repayment ability will be deeply disappointed. The session includes several examples and a case study to illustrate why EBITD ...
Blockchain and cryptocurrencies such as Bitcoin have been getting headlines for years now, first because of their increasing value, and lately because of a crash in value. Yet, few business professionals can grasp the intricacies, opportunities, and challenges ...
There are significant compliance issues for employers when employees cross state lines in the course of employment. Frequently, multi-state employment issues arise when the employer has business locations in more than one state. However, issues also arise when ...
This webinar addresses how to mitigate the higher risk, and it offers advice and guidance in how to extend construction loans safely and profitably with appropriate analysis and underwriting and structuring—LTV, LTC, minimum equity, bonding, etc. Once the con ...
To understand how to conduct efficient closings in an environment where many activities are accomplished remotely and currently in an environment of document-driven manual processes independent of each other. Companies must re-imagine the entire closing proces ...
During this session, we will discuss the California Consumer Privacy Act. Why it’s important and also, why are stricter rules and regulations being created? Is it with the public in mind?
In this webinar training, you will learn how to create, maintain, and enforce a T&E policy for your organization. The Instructors will discuss the key components and best practices for policies. Key components to a T&E policy How to find and fix loopholes ...
A strong credit culture: Focuses the organization—everyone on the same page Reduces organizational conflict and confusion—priorities Minimizes need for rigid controls Supports commitment to the organizational vision and mission Adds to the organization’ ...